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BENEFITS Add
additional coverage for your employees
without adding to costs. Employee paid
individual health insurance benefits are
gaining popularity and are a common
addition to well designed health
insurance plans. These supplemental
health insurance programs are the perfect
complement to low cost health insurance
programs. Searching for a portable policy
for your employees? All programs can be
purchased by the employee to provide
personal health insurance protection. Get
details / free quotation from Illinois
Benefits.
Dental
Our
Dental Plan provides basic, preventive
and major dental benefits to covered
individuals. Eligible treatments are
listed in the policy by ADA (American
Dental Association) code. The Dental
Wellness Benefit is payable once per
visit, regardless of the number of
treatments received. For benefits to be
payable, 150 days or more must separate
dental wellness visits. This benefit is
payable twice per policy year per covered
person. A dentist or dental hygienist
must perform the treatment. There is no
waiting period for this benefit.
Click
here for Dental Information!
Accident
Our
Personal Accident Expense Plan is
designed to help cover the expenses
associated with an accidental injury. It
pays you directly, unless you assign
benefits, regardless of any other
insurance you may have. Benefits are
determined by state, but include among
others:
- Accident
hospital confinement
- Accidental
death and dismemberment
- Annual
wellness benefit
- Plus
many others
Click
here for Accident Information!
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Long-Term
Care
Our
Long-Term Care policy provides the
assistance you need if you have a chronic
condition leaving you unable to care for
yourself for an extended period of time.
Benefits are determined by state, but may
include:
- Nursing
home
- Bed
reservation
- Alternate
plan of care
- Plus
many others
Click
here for Long Term Care Information!
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Life
We
offer term life insurance, whole life
insurance and a combination of both to
provide the level of coverage you need.
You can apply for up to $100,000 ($50,000
for applicants over age 50) total
coverage. In addition, the health
questions on your application for
coverage do not require a medical exam or
blood test. Your premiums will be
automatically deducted from your
paycheck. Coverage automatically includes
a Waiver of Premium Benefit in case of
total disability and an Accelerated Death
Benefit.
Click
here for Life Information!
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Short
Term Disability
Our
Personal Short-Term Disability insurance
may help provide you with a source of
income if you become disabled due to a
sickness or off-the-job injury. It
provides monthly benefits for periods of
3 months, 6 months, 12 months or 24
months. When you own our Personal
Short-Term Disability insurance, your
policy stays with you regardless of job
change.
Click
here for Short Term Disability
Information!
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Sickness
Indemnity
We
will pay a benefit when a covered person
is charged for required hospital
confinement of 14 or more hours for a
covered sickness or injury. Benefits are
determined by state, but may include
among others:
- Physician
visit benefit
- Hospital
Confinements
- Surgical
benefit
Click
here for Sickness Indemnity Information!
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Cancer
When
a covered individual is diagnosed with
cancer, this plan provides benefits for
hospital confinement, radiation and
chemotherapy and surgery, among others.
In addition, this policy will pay a First
Occurrence Benefit when a covered
individual is first diagnosed as having
internal cancer. Benefits are determined
by state, but may include: Hospital
confinement Radiation and chemotherapy
National Cancer Institute (NCI)
evaluation/consultation. Annual wellness
benefit plus many others.
Click
here for Cancer Protection Information!
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Intensive
Care
This
plan pays a benefit if you or any covered
individual is confined to a hospital
intensive care unit, or sub-acute unit,
neonatal unit regardless of any other
insurance you may have.
Click
for Intensive Care Information!
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Get a
free quotation from Illinois Benefits!
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